BCash: Online Microloan 0.0.2

Requirements:

• Any functioning smartphone
• BCash App
• One (1) valid ID

Application Process:

1. Download the BCash App.
2. Complete the quick registration process.
3. Verify your identity.
4. Wait for approval.

Registration Requirements:

• Upload one (1) Government-Issued ID.

Privacy and Permissions Policies:

BCash prioritizes your privacy. The photo of your government-issued ID and other personal information provided are exclusively used for credit profile verification within our system. We commit to not sharing any of your information without your explicit consent. Your trust and confidentiality remain our top priorities.

The app requires the following permissions for identity verification:

• Location Access - To auto-verify your address.
• Contacts Access - To facilitate the nomination of contact references.
• Camera Access - To scan your ID for ID verification completion.

Security of Personal Details:

Your personal details are secured with robust protections in place. Data privacy agreements are mandatory upon registration, and we conduct regular evaluations to uphold high standards of data security.

Cash Disbursement Process:

The approval of a loan application may take between 5 minutes to 24 hours. Upon approval, same-day disbursement is facilitated via Skypay, with cash-out options including RD Pawnshop and M Lhuillier. Additional withdrawal channels include Bank Transfer, GCash, and Coins.ph.

Loan Repayment:

You may repay your loan either partially or in full during the loan period. Loan term duration can be checked within the app, with repayments accepted exclusively through our designated payment channels: RD Pawnshop, M Lhuillier, 7-Eleven, True Money, EC Pay, and GCash.

Loan Term Packages:

We offer a diverse range of packages based on your level:

• Loan Amount: Php 2,000 - Php 50,000
• Loan Duration: 90 - 180 days
• Maximum APR: 30%
• Transaction Fee: Php 0 - Php 150
• Service Fees: 1 - 18%
• System & Other Fees: 10 - 20%

Example:

• Loan Amount: ₱20,000
• Loan Term: 180 days
• Interest Rate: 18%
• Transfer Fee: ₱0
• Service Fee: ₱600
• Total Service Fee and Interest: ₱2,400
• Total Amount Received: ₱19,400
• No Monthly Payments
• Total Repayment for 180 Days: ₱21,800 (i.e., ₱20,000 + ₱2,400) payable on the due date.

*Important: Always review the fees, charges, and terms of conditions associated with your loan offer prior to acceptance.

Why Choose BCash?

• Simplified application process.
• Multiple layers of account security.
• Efficient cash disbursement.
• Regular promotional events.

The distinguishing feature of BCash is our rapid progression compared to other loaning apps. Our platform enables users to elevate their level swiftly through minimal loan applications, leading to:

• Reduced Processing Fees
• Extended Loan Duration
• Larger Loan Amounts

Contact Information:

• Website: www.bcash.ph
• Facebook: facebook.com/bcash.philippines/
• Email: [email protected]

Please refer to our Facebook page for the latest updates regarding BCash.

*Operated by Cashbee Lending Services Incorporated with SEC No. CS201912321, CA No. 3041, and NPC No. PIC-001-747-2021.